Performance quoted is past performance and cannot guarantee comparable future results; current performance may be lower or higher. Investment return and principal value will vary so that you may have a gain or a loss when you sell shares.

Performance quoted is past performance and cannot guarantee comparable future results; current performance may be lower or higher.

Performance figures reflect reinvested distributions and changes in net asset value (NAV) and the effect of the maximum sales charge unless otherwise stated.

Daily yields are annualized results for the periods stated, net of expenses, excluding any realized capital gains or losses. Yields will fluctuate.

No contingent deferred sales charge (CDSC) will be imposed on redemptions of Class C shares following one year from the date shares were purchased. Performance shown at NAV does not include sales charges, which would have reduced the performance.

Class R share's inception date is June 3, 2002; returns since that date are historical returns. All other returns are blended returns of historical Class R share performance and restated Class A share performance (for periods prior to the inception date of Class R shares) at net asset value, adjusted to reflect the higher Rule 12b-1 fees applicable to Class R shares. Class A shares inception date as noted in table.

The Investor Class shares have no sales charge; therefore, performance is at NAV. Investor Class shares are closed to most investors. Please see the prospectus for more details.

Had fees not been waived and/or expenses reimbursed in the past, returns would have been lower.

Had fees not been waived and/or expenses reimbursed, returns would have been lower.

Cash Reserve shares are sold without initial sales charge and are not subject to a contingent deferred sales charges (CDSC). However, they are subject to other fees and expenses described in the fund prospectus.

The seven-day SEC yield quotation more closely reflects current earnings than the total return quotation.

Had the advisor and distributor not waived fees, the seven-day SEC yields would have been lower.

The contingent deferred sales charge (CDSC) on Class B shares declines from 5% beginning at the time of purchase to zero at the beginning of the seventh year. Performance shown at NAV does not include sales charges, which would have reduced the performance.

An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.